Latest Update:
News & Updates: You can apply for Saving Account by online using Apply Now button. Don't share your PIN / OTP and card details to anyone, it may lead to fraud. Loan application is subject to approval on the basis of credit Score & Limit of loan amount consumed as per RBI Guidelines
5+ Lakh
Customers
700+
Our Presence
10+
Locations

UDISHA FINCOP MICRO FINANCE PRIVATE LIMITED

is committed to empower financial inclusion and underserved communities across India. We was established with a vision to provide access to banking services to all segments of society, particularly focusing on the financially underserved population.

With a strong foundation of ethical banking practices and innovative technology solutions, we aim to bridge the gap between traditional banking services and the evolving needs of our customers. Our customer-centric approach ensures that we provide tailored financial solutions that meet the unique requirements of individuals and businesses alike.

At UDISHA FINCOP MICRO FINANCE PRIVATE LIMITED, we believe in making banking accessible, affordable, and convenient for everyone. Our team of dedicated professionals works tirelessly to ensure that our customers receive the highest standard of service and support in their financial journey.

Banking Solutions For You

Basic Saving Account

Average Monthly Balance: ₹1,000

Interest Rate: 6% p.a.

(* Terms & Condition)
Sanchay Saving Account

Average Monthly Balance: ₹5,000

Interest Rate: 6% p.a.

(* Terms & Condition)
Premium Saving Account

Average Monthly Balance: ₹10,000

Interest Rate: 6% p.a.

(* Terms & Condition)
Income Plus Account

Investment Start From: ₹10,000

Earn Interest Upto: 12% p.a.

Ideal For: All Customer

(* Terms & Condition)
Sankalp Income Account

Investment Start From: ₹100.00

Earn Interest Upto: 12.5% p.a.

Ideal For: Womens

(* Terms & Condition)
RD Investment Account

Investment Start From: ₹500.00

Earn Interest Upto: 10% p.a.

Ideal For: Small Business

(* Terms & Condition)
Personal Loan

Get loan Upto: ₹25 Lakh

Interest Rate Start From: 12.75% p.a.

Ideal For: Individual Person

(* Terms & Condition)
Loan Against Property

Get loan Upto: ₹1 Cr+

Interest Rate Start From: 15.75% p.a.

Ideal For: Group Based Customer

(* Terms & Condition)
Consumer Loan

Average Monthly Balance: ₹5,000

Interest Rate: 7.75% p.a.

Ideal For: Limit: Individual Person

(* Terms & Condition)
RD Account

Average Monthly Balance: ₹1,00,000

Interest Rate: 7.75% p.a.

ATM Limit: ₹1,00,000

(* Terms & Condition)
New Loan

Average Monthly Balance: ₹10,000

Interest Rate: 7.75% p.a.

ATM Limit: ₹40,000

(* Terms & Condition)
Loan

Average Monthly Balance: ₹5,000

Interest Rate: 7.75% p.a.

ATM Limit: ₹40,000

(* Terms & Condition)
DD Account

Average Monthly Balance: ₹1,00,000

Interest Rate: 7.75% p.a.

ATM Limit: ₹1,00,000

Savings Classic

Average Monthly Balance: ₹10,000

Interest Rate: 7.75% p.a.

ATM Limit: ₹40,000

Savings Aditya

Average Monthly Balance: ₹5,000

Interest Rate: 7.75% p.a.

ATM Limit: ₹40,000

Security Tips For Safe Banking

Never respond to fraudulent calls asking for remote access. Change your Internet Banking password
at periodical intervals. Always use official website/Mobile application for transactions. Never share
Username, Password, OTP, with anyone. Remove all the Temp internet
files after using internet banking services. Do not click on any links in any e-mail message and
always use the the official website www.udishafincop.in to access
your account / investment detail.

Our Impact

Making a difference in communities and individual lives through financial inclusion.

5L+

Customers Served

10+

Branches

500+

Financial Literacy

₹10Cr+

Loans Disbursed

Community Initiatives

We runs multiple financial literacy programs, entrepreneurship workshops, and sustainable development projects across rural and semi-urban areas. These initiatives have helped thousands of individuals start small businesses and achieve financial independence.

Learn More

Environmental Responsibility

We are committed to reducing our environmental footprint through paperless banking, energy-efficient branches, and funding green initiatives. Our sustainable banking practices have reduced carbon emissions by 40% since 2018.

Our Green Initiatives

Banking at Your Fingertips

Download our mobile app for a seamless banking experience. Manage accounts, transfer funds, pay bills, and more — anytime, anywhere.

Mobile Banking App